^1. Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, "Restrictions").

^*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice. Transfer fee reductions apply only to the Western Union^® transfer fee for a single Western Union Money Transfer^® or Quick Collect^® transaction. Excludes all other services, including without limitation, online bill payments, money transfers via social/chat applications or transfers that are set up through the Western Union app and paid for at participating agent locations. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU^® transfer fee reductions.

^**Joining the My WU program is optional. Joining requires e-mail and a mobile number. By joining, you authorize us to send an automated text message to your mobile number with program materials and request consent to send future promotional texts. Consent not required for purchase and may be revoked at any time. Msg & Data Rates Apply. Reply STOP to stop, HELP for help.

^***Earn 1 point for every $1 in qualifying transfer fees spent on a single transaction.